Real estate appraisal services for homeowners in Atlantic County and Cape May County

Here are the top seven reasons why New Jersey homeowners hire Shore Valuation, LLC:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
To challenge a property tax assessment in New Jersey
Remove PMI to cut their mortgage payment
To reinstate your Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a divorce in the state of New Jersey, when real estate property needs to be divided
To settle an estate in New Jersey by determining the true market value of the property in question


	Do you own a home in or near Ocean City? Do you need help determining the price of your real estate? Contact Shore Valuation, LLC.

We at Shore Valuation, LLC understand the unique needs of a consumer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale by Owner

It's very hard to be objective about your home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Shore Valuation, LLC, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value judgement than yours.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if you live in a region that is declining. This only means you are probably paying higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Shore Valuation, LLC is your number one weapon when challenging your property tax assessment.

Appraisals to cancel PMI

An attractive money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. Shore Valuation, LLC is experienced in helping homeowners just like you do away with unneeded PMI insurance.

HELOC recently frozen?

If your home is in or near a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow point of view. Shore Valuation, LLC can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for preciseness? Shore Valuation, LLC offers field reviews where we'll go out and check the subject and comps in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal you may have had in the past. Even though most appraisal reviews are requested by lenders, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to get a second opinion.